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Mathematics · Grade 2

Active learning ideas

Money: Solving Word Problems

Active learning helps students grasp money concepts because handling real coins makes abstract values concrete and builds number sense through touch and movement. When students physically sort, count, and exchange coins, they develop a deeper understanding of addition and subtraction in authentic contexts like shopping and making change.

Ontario Curriculum Expectations2.MD.C.8
20–45 minPairs → Whole Class4 activities

Activity 01

Stations Rotation45 min · Small Groups

Stations Rotation: Money Problem Stations

Prepare four stations with word problems on cards: one for addition (buying toys), subtraction (making change), combining coins, and designing problems. Students rotate every 10 minutes, solve using play coins, record steps, and share one solution per station. Conclude with a class gallery walk.

Analyze a money word problem to determine the correct operation.

Facilitation TipDuring Money Problem Stations, circulate between groups to ask guiding questions like 'How did you decide whether to add or subtract?' to prompt deeper thinking about the problem’s context.

What to look forProvide students with a scenario: 'You bought a snack for $1.35 and paid with a $2.00 coin. How much change did you receive?' Ask students to show their work and write one sentence explaining their calculation.

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Activity 02

Shopkeeper Role-Play: Pair Shopping

Pairs take turns as shopper and shopkeeper using price tags under $2.00 and play coins. Shopper selects items, tenders payment; shopkeeper gives change and explains steps. Switch roles twice, then pairs create a word problem from their transaction.

Design a scenario where you need to combine different coins to reach a specific amount.

Facilitation TipIn Shopkeeper Role-Play, step back and let partners resolve disagreements about change first, intervening only to highlight teachable moments after they attempt solutions.

What to look forPresent students with a picture of 3-4 different Canadian coins. Ask them to write down the total value of the coins shown. Circulate to observe their counting strategies and provide immediate feedback.

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Activity 03

Outdoor Investigation Session25 min · Whole Class

Coin Challenge Relay: Whole Class

Divide class into teams. One student per team solves a projected word problem at the board using coins, tags teammate to continue next problem. First team to complete five problems wins; debrief strategies as a class.

Justify the steps taken to solve a problem involving making change.

Facilitation TipFor the Coin Challenge Relay, set a timer and rotate groups quickly to keep energy high and ensure all students participate in the counting and verification process.

What to look forPose the question: 'Imagine you need to pay exactly $0.70 for a treat. What are two different combinations of Canadian coins you could use?' Facilitate a class discussion where students share their coin combinations and justify why they work.

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Activity 04

Outdoor Investigation Session20 min · Individual

Individual: Design Your Store

Each student draws a store ad with priced items up to $2.00, writes two word problems (one addition, one subtraction), and solves them with coin sketches. Share one with a partner for verification.

Analyze a money word problem to determine the correct operation.

Facilitation TipWhen students Design Your Store, provide a checklist of required elements like coin combinations, price tags, and a shopping list to guide their work and focus attention on money skills.

What to look forProvide students with a scenario: 'You bought a snack for $1.35 and paid with a $2.00 coin. How much change did you receive?' Ask students to show their work and write one sentence explaining their calculation.

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Templates

Templates that pair with these Mathematics activities

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A few notes on teaching this unit

Teachers should introduce this topic by connecting it to students’ real-life experiences with money, using Canadian coin sets to build familiarity before tackling word problems. Avoid rushing to abstract symbols; instead, let students explore coin values through games and role-play to solidify their understanding. Research recommends using multiple representations, such as verbal explanations, written calculations, and hands-on manipulatives, to support diverse learners and reinforce conceptual understanding.

By the end of these activities, students should confidently solve money word problems involving Canadian coins up to $2.00, explain their choice of operation, and justify their answers using clear counting strategies. Look for students who can break down totals, make change accurately, and identify when to add or subtract based on problem context.


Watch Out for These Misconceptions

  • During Money Problem Stations, watch for students who always add coin values even when the problem describes receiving change or buying items priced lower than their payment.

    Ask students to underline context clues in the problem, like 'change' or 'pay,' and physically model the scenario using coin manipulatives to reinforce the correct operation before solving.

  • During Coin Challenge Relay, watch for students who incorrectly double the value of identical coins, such as treating two quarters as 25 cents instead of 50 cents.

    Have students group identical coins together and count aloud as they combine them, using a number line or hundreds chart to visualize the total and prevent doubling errors.

  • During Shopkeeper Role-Play, watch for students who confuse the loonie and toonie with paper money values or smaller coins.

    Display a coin chart with images and values, and have students match coins to the correct labels during the role-play, using repetition and peer feedback to reinforce recognition and value.


Methods used in this brief