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Current Issues and Behavioral Economics · Weeks 28-36

Healthcare Market Failures

Analyzing the unique challenges and market failures within the US healthcare system.

Key Questions

  1. Explain why the healthcare market often experiences market failures.
  2. Analyze how asymmetric information and third-party payments affect healthcare costs.
  3. Differentiate between various models of healthcare provision (e.g., single-payer, market-based).

Common Core State Standards

C3: D2.Eco.7.9-12C3: D2.Eco.8.9-12
Grade: 12th Grade
Subject: Economics
Unit: Current Issues and Behavioral Economics
Period: Weeks 28-36

About This Topic

This topic focuses on the 'closest' level of government: Local Government. Students explore the roles of city councils, mayors, school boards, and county officials. They analyze how local decisions on zoning, public safety, and education have a more direct impact on their daily lives than federal laws, and they examine the unique power of the individual to influence local policy through public comments and community action.

For seniors, this is a lesson in 'Hyper-Local' citizenship. It connects to the concept of Federalism and the importance of civic engagement. This topic comes alive when students can physically model the patterns of local democracy by 'attending' a simulated City Council meeting and debating a controversial local ordinance.

Active Learning Ideas

Watch Out for These Misconceptions

Common MisconceptionLocal government doesn't have any 'real' power.

What to Teach Instead

Local governments control the police, the schools, the roads, and the water, the things you use every single day. Peer-led 'A Day Without Local Gov' brainstorming helps students realize how much they rely on city and county services.

Common MisconceptionYou have to be a 'politician' to change local laws.

What to Teach Instead

In many towns, a single person showing up to a meeting can change a policy. Peer discussion about 'Grassroots Success Stories' helps students see that the 'barrier to entry' for local influence is much lower than at the federal level.

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Frequently Asked Questions

What is 'Zoning'?
It is the way local governments control how land is used (e.g., Residential, Commercial, Industrial). Zoning laws determine where you can build a house, where a factory can go, and even how many people can live in one building.
How are local schools funded?
In most of the US, schools are primarily funded through local property taxes. This often leads to 'funding gaps' where wealthy neighborhoods have much better-funded schools than poorer neighborhoods, a major issue in educational equity.
How can active learning help students understand local government?
Local government can feel 'boring' compared to the drama of DC. Active learning, like the 'City Council' simulation, adds the drama back in. When a student has to defend their 'neighborhood' against a 'new highway,' they realize that local politics is about their own backyard. This makes the 'boring' rules of order feel like essential tools for self-defense.
What is a 'Special District'?
It is a form of local government created to perform a single function, such as a fire district, a water district, or a library district. They have their own budgets and often their own elected boards, separate from the city or county.

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